• Deadlines Extended for Furnishing Forms 1095-B and 1095-C in Early 2017 December 27, 2016

      The IRS has extended the due dates for furnishing 2016 Forms 1095-B and 1095-C to covered individuals and full-time employees, respectively, from January 31, 2017, to March 2, 2017. In addition, the IRS is also extending good faith penalty relief to reporting entities who can show they made good faith efforts to comply with the […]

  • Certain Employers May Receive Marketplace Notices July 8, 2016

    Certain Employers May Receive Marketplace Notices Health Insurance Marketplaces are now sending letters to notify certain employers that one or more of their employees has been determined eligible for advance premium tax credits and cost-sharing reductions and has enrolled in a Marketplace plan. Because these events may trigger employer penalties under the Affordable Care Act’s […]

  • Cobra is not Creditable Medicare Part B coverage April 4, 2016

    We learned an interesting fact during a lunch and learn you should share with anyone you know retiring and having to consider Medicare. COBRA coverage from an employer plan is not considered “creditable coverage” for Medicare Part B and possibly Part D. If someone thinks they don’t have to enroll in Part B b/c they […]

  • Reimbursing for Individual Policies is a No No March 15, 2016

    Question –   What are the consequences to the employer if the employer does not establish a health insurance plan for its own employees, but reimburses those employees for premiums they pay for health insurance (either through a qualified health plan in the Marketplace or outside the Marketplace)? Answer –  Under IRS Notice 2013-54, such […]

  • Tips for Eliminating Sexual Harassment in the Workplace March 9, 2016

    EEOC Recommends Certain Actions to Prevent and Correct Harassment Prevention is the best tool to eliminate sexual harassment in the workplace. The U.S. Equal Employment Opportunity Commission (EEOC) encourages employers to take certain steps necessary to prevent and correct workplace harassment. What is Sexual Harassment? Sexual harassment is a form of unlawful sex discrimination that […]

  • Opt-Out Arrangements and Affordability of Employer-Sponsored Coverage July 26, 2016

    New Proposed Rule on Opt-Out Arrangements and Affordability of Employer-Sponsored Coverage Proposals May Impact Employer Liability Under ‘Pay or Play’ The IRS has released a proposed rule addressing how opt-out arrangements are taken into account for purposes of determining whether an employer-sponsored group health plan offers affordable coverage. An opt-out arrangement is an arrangement whereby […]

  • CDC and OSHA Release Guidance on Protecting Workers From Exposure to Zika Virus May 3, 2016

    Guidance Available for Business Travelers & More The Centers for Disease Control and Prevention (CDC) and the Occupational Safety and Health Administration (OSHA) have issued new guidance for protecting workers from occupational exposure to Zika virus. Background Workers who are exposed on the job to mosquitoes or the blood or other body fluids of infected […]

  • Miers Insurance adds 2 new shareholders March 18, 2016

    Rocky Gencarelli and Ryan Amey have become shareholders at Miers Insurance, Inc. See the attached articles in the local publications.

  • Common Workplace Poster Mistakes and How to Correct Them March 11, 2016

    Employers Should Be Aware of Rules Concerning Workplace Posters Even if your company has only a few employees, a number of federal and state laws require you to display labor posters in your workplace that include information about relevant employment laws. Employers should be mindful of the following mistakes concerning workplace posters. Mistake #1: Posting […]

  • 2017 Cost-Sharing Limits Released March 9, 2016

    HHS Issues Final Notice of Benefit and Payment Parameters for 2017 A final Notice of Benefit and Payment Parameters from the U.S. Department of Health and Human Services (HHS) addresses, among other things, the requirement under the Affordable Care Act that non-grandfathered group health plans limit annual out-of-pocket cost-sharing for coverage of essential health benefits […]