• DOL Penalties to Rise in 2017 February 6, 2017

    In 2015, Congress passed the Federal Civil Penalties Inflation Adjustment Act of 2015 (the “Inflation Adjustment Act”) to direct federal agencies to adjust the civil monetary penalties for inflation every year. Civil penalties ensure compliance with federal regulation by incentivizing employers not to violate federal regulation and providing federal agencies the power to ensure compliance. […]

  • New Law Exempts Certain Small Employer HRAs From ACA Market Reforms December 27, 2016

    President Obama has signed into law the 21st Century Cures Act, which, among other things, allows small employers to offer new “qualified small employer health reimbursement arrangements” to reimburse employees for qualified medical expenses, including individual health insurance premiums, for years after December 31, 2016. Small employers are defined as those with fewer than 50 […]

  • Opt-Out Arrangements and Affordability of Employer-Sponsored Coverage July 26, 2016

    New Proposed Rule on Opt-Out Arrangements and Affordability of Employer-Sponsored Coverage Proposals May Impact Employer Liability Under ‘Pay or Play’ The IRS has released a proposed rule addressing how opt-out arrangements are taken into account for purposes of determining whether an employer-sponsored group health plan offers affordable coverage. An opt-out arrangement is an arrangement whereby […]

  • CDC and OSHA Release Guidance on Protecting Workers From Exposure to Zika Virus May 3, 2016

    Guidance Available for Business Travelers & More The Centers for Disease Control and Prevention (CDC) and the Occupational Safety and Health Administration (OSHA) have issued new guidance for protecting workers from occupational exposure to Zika virus. Background Workers who are exposed on the job to mosquitoes or the blood or other body fluids of infected […]

  • Rocky Gencarelli writes for the Lehigh Valley Chamber February 7, 2017

    Greater Lehigh Valley Chamber of Commerce – Connections January 2017 I’m often asked is everything going to change with the Affordable Care Act now with President-Elect Trump. My answer, I’m sure it is, but not by January 1st.  Any change associated with a new Republican President and Congress is going to take some time.  A […]

  • Healthy Minds, Healthy Bodies January 6, 2017

      6 Things Your Sleep Patterns Can Tell You About Your Health Sleep has numerous health benefits to your body. While you are sleeping, your body works to restore itself, lower stress, and improve your immune system. When we don’t achieve an adequate amount of sleep our bodies transition from running on pure energy to […]

  • Deadlines Extended for Furnishing Forms 1095-B and 1095-C in Early 2017 December 27, 2016

      The IRS has extended the due dates for furnishing 2016 Forms 1095-B and 1095-C to covered individuals and full-time employees, respectively, from January 31, 2017, to March 2, 2017. In addition, the IRS is also extending good faith penalty relief to reporting entities who can show they made good faith efforts to comply with the […]

  • Certain Employers May Receive Marketplace Notices July 8, 2016

    Certain Employers May Receive Marketplace Notices Health Insurance Marketplaces are now sending letters to notify certain employers that one or more of their employees has been determined eligible for advance premium tax credits and cost-sharing reductions and has enrolled in a Marketplace plan. Because these events may trigger employer penalties under the Affordable Care Act’s […]

  • Cobra is not Creditable Medicare Part B coverage April 4, 2016

    We learned an interesting fact during a lunch and learn you should share with anyone you know retiring and having to consider Medicare. COBRA coverage from an employer plan is not considered “creditable coverage” for Medicare Part B and possibly Part D. If someone thinks they don’t have to enroll in Part B b/c they […]